Everything To Know About No Fault
Covers You After a Car Accident — No Matter Who’s at Fault
In New York, if you’re injured in a car accident, your own car insurance covers your medical care — even if the accident wasn’t your fault. This is called No-Fault insurance or PIP (Personal Injury Protection).
Pays for Your Medical Care — Including Prescriptions
No-Fault covers things like:
- Doctor visits
- Physical therapy
- Diagnostic tests
- Your prescription medications
We work directly with the insurance company to make sure your medications are covered.
You Don’t Need to Pay Out of Pocket
You will not receive a bill for your prescriptions. We bill the No-Fault insurance directly. You don’t need to involve your health insurance or pay anything upfront.
We Work with Your Doctor to Fill Your Prescription Fast
Once your doctor sends us the prescription, we handle everything. We’ll verify coverage, get any needed approvals, and deliver your medication the same day.
No Lawyers or Lawsuits Needed
You don’t need to sue anyone to use No-Fault. It’s automatic coverage included in your auto policy. We handle the pharmacy side — no need to wait for a settlement or lawyer’s approval.
We’ll Answer Your Questions and Handle the Paperwork
Not sure if you’re covered or how it works? Just call us. We’ll walk you through everything and take care of the paperwork so you can focus on getting better.